Tuesday, May 13, 2008

No country for old men, the disabled, veterans, children, the poor, et al

Richard Degener of the Press of Atlantic City, take it away:
Crockett, 61, of E. Miami Avenue, said he had the Citibank card for about 15 years before he got injured and fell behind in payments. He now owes more than $8,000, and a collection agency has a court judgment on him and may foreclose on the home he shares with his twin brother, John.

"I didn't know they could do that," said Crockett.

Betsy Cunningham, an attorney with the South Jersey Legal Service[s], who is helping Crockett fight for his home, said the case is very unusual but perfectly legal.
* * *
Crockett eventually did begin to receive Social Security, but it only pays him $1,127 per month. His fraternal twin still works, pumping gas at the same Wawa, and he owns half the house, which could be a factor in the foreclosure proceeding.

The twins never married. Both served in the U.S. Army, with John going to Vietnam with the 9th Infantry but Edward, because they were twins, drawing non-combat duty at Fort Benning in Georgia.

Crockett estimates total debt at about $15,000 from three credit cards, but the only one that may cost him his home is the $8,121.80 New Jersey Superior Court judgment relating to his Citibank card. This has been turned over to a collection agency of sorts, LT Asset Recovery LLC.
* * *
Pellegrino said the bigger problem is living in New Jersey with such a small income. He suggested the brothers sell their house and take their Social Security income to a southern state where it is cheaper to live.

"Unfortunately, you can't keep a house in New Jersey unless you make a substantial income. If you're not making a lot of money, New Jersey is not the place to stay. It's hard as you get older," Pellegrino said.
Whoa, Mr. Pellegrino, take it easy. If we ship all the poor people out, who's going to do the shit jobs? Oh, right, illegal Mexicans.

Atlantic City is, of course, one of the richest cities in the world:
The median income for a household in the city was $26,969, and the median income for a family was $31,997. Males had a median income of $25,471 versus $23,863 for females. The per capita income for the city was $15,402. About 19.1% of families and 23.6% of the population were below the poverty line, including 29.1% of those under age 18 and 18.9% of those age 65 or over.
Sounds like we need to start shipping a whole bunch of slackers down south.